Bankruptcy Help from Beverly Hills Law Associates

The Attorneys of Beverly Hills Law Associates have extensive knowledge in bankruptcy law and can help you decide what option is best for you.

At Beverly Hills Law Associates, our California bankruptcy attorney team counsel and advise people everyday who do not fully understand all of their options under bankruptcy law. Many people are familiar with Chapter 7 and Chapter 13 Bankruptcy from television shows and newspapers, but few truly understand that there are a variety of options under the United States Bankruptcy Code which allow the consumer to cater their program to their specific financial situation.

Chapter 13 Bankruptcy is primarily used to stop foreclosure of your home. The bankruptcy petition would need to be filed before the sale date of your property. After filing, you will propose a plan to repay the amount you fell behind on the mortgage. You will also begin to again pay your regular mortgage payments, which under the operation of law must be accepted by your mortgage company.

When you file for bankruptcy, an “automatic stay” goes into effect immediately. The automatic stay stops creditors from doing anything to collect the debts you owe them (unless the bankruptcy court allows otherwise). This will stop all phone calls, letters, lawsuits, garnishments or any other form of collection.

If you are experiencing creditor harassment, or you find yourself facing foreclosure, wage garnishments, mounting medical bills, law suites, repossessions, or other financial troubles our Bankruptcy Attorneys are here to help you transition smoothly form the burden of financial oppression to the freedom of debt relief and a fresh start.